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Furthermore, clients for this type of strategy can have severe legal or criminal histories. It is very important to keep in mind that various carriers use a variety of issue ages on their assured concern plans as low as age 40 or as high as age 80 - final expense burial insurance. Some will certainly likewise use higher face worths, approximately $40,000, and others will certainly permit much better death advantage conditions by improving the interest price with the return of costs or minimizing the number of years until a complete survivor benefit is offered