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In enhancement, clients for this type of plan can have serious legal or criminal histories. It is necessary to keep in mind that different carriers supply a variety of concern ages on their assured issue policies as low as age 40 or as high as age 80 - covering funeral costs. Some will certainly likewise supply greater stated value, approximately $40,000, and others will enable better fatality advantage conditions by boosting the interest rate with the return of premium or lessening the number of years until a full death benefit is offered